The threat of war with North Korea- Implications for investors

Published: August 15, 2017

Introduction Tensions with North Korea have been waxing and waning for decades now but in recent times the risks seem to have ramped up dramatically as its missile and nuclear weapon capabilities have increased. The current leader since 2011, Kim Jong Un, has launched more missiles than Kim Il Sung (leader 1948-1994) and Kim Jong […]

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Is your SMSF retirement-ready?

Published: August 15, 2017

A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase. SMSFs often have members in the accumulation and pension phases. And typical two-person funds have both members retiring within a short time of each other – if not […]

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Key lessons from a recent US utilities trip

Published: August 14, 2017

We argued, however, that global listed infrastructure would weather interest rate rises over time because of its underlying assets and strong cash flows. Despite investors’ concerns, global listed infrastructure has had a strong start to 2017 with the US 10-year bond yield actually drifting lower due to lowered expectations on the Trump administration’s ability to […]

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Is the outside of your property turning buyers off?

Published: August 7, 2017

Are you in the process of selling your home or thinking about it in the not too distant future?   Perhaps you need a change of scenery, more space for a growing family, less space if the kids are grown up and living out of home, or maybe there are financial or health considerations at […]

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August 2017 Statement by Philip Lowe, Governor: Monetary Policy Decision

Published: August 1, 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced economies, although uncertainties remain. Growth in the Chinese economy has picked up a little and is […]

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Do I have to downsize my home when I retire?

Published: July 31, 2017

So maybe you’re nearing retirement and thinking about selling the family home to free up some cash for the future. Or perhaps you’ve already retired and are considering downsizing to buy a more manageable property. Of course, there may be benefits of moving to a smaller place. You might be able to reduce or pay […]

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Making the most of flying solo in retirement

Published: July 28, 2017

Getting out and about is important in retirement, especially when you lose the social aspect of working. But what if there’s just you, and it means going to the theatre alone, dining at a table for one or travelling solo? Society tells us these types of activities can only be enjoyed with a companion. But […]

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You’ve finally paid off your home loan. Now what?

Published: July 28, 2017

You’re down to zero on your home loan? Congratulations! You’ve finally done what many people dream of. But while the goal of paying off your home loan is a common one, it’s important to work out a smart plan for how to use the money that used to go to your lender. Your first instinct […]

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Five great charts on investing

Published: July 25, 2017

Investing is often seen as complicated. And this has been made worse over the years by the increasing complexity in terms of investment products and choices, regulations and rules around investing, the role of the information revolution and social media in amplifying the noise around investment markets and the expanding ways available to access various […]

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