If you want to ensure you’re getting the right amount of super and not paying more in tax than you have to, this list is for you. I’m yet to hear anyone say they get a thrill from filling out forms or love reading long documents full of financial mumbo jumbo, but there’s likely to […]
Future Proof Financial Articles
8 healthy road-trip snacks
A pie and sauce washed down with soft drink from a roadhouse. Or maybe a burger and fries at a fast-food joint. Do these sound like your go-to options when on a road trip? It might seem like a hassle to eat healthy food when you're on the road, but it's actually a breeze. Simply […]
Not needed: A radically new investment strategy
Are you among the investors asking themselves: Is a radically new investment strategy warranted to deal with the challenging investment mix of continuing low interest rates, higher market volatility and subdued returns from diversified portfolios? To the contrary, Vanguard’s economic and market outlook for 2019 and beyond emphasises that disciplined, diversified and patient investors who […]
When super isn’t compulsory
As Australia’s $2.8-trillion super system attracts even more headlines than usual, more people may mistakenly assume that almost everyone in the workforce is covered by at least compulsory contributions. In reality, the position is far different. A research paper* from the Association of Superannuation Funds of Australia (ASFA) reminds us that a “substantial proportion” of […]
7 considerations when choosing a school for your kids
Deciding on a school could be as simple as geography but sometimes other factors, like your finances, play a part in the selection process. If you’re thinking about what school to enrol your children into, it might be a more complicated decision than merely opting for something in the local area. Family values, student facilities, […]
Are you a woman who’s in control of her finances?
Are you a woman who’s in control of her finances? With many women likely to become solely responsible for their financial wellbeing at some point in their lifetime, you might very well want to be. Higher rates of divorce coupled with women living longer than men1 brings to light an important point, if you’re a woman, and […]
New Year resolutions, New Year strategies
Here’s some good news for investors. With a few straightforward New Year resolutions and strategies, they can become better investors and better managers of their personal finances. Key aims should be to save more, become better at handling inevitable market volatility, overcome investment inertia, reduce your debt and make sure you are following the fundamentals […]
Top tips for first-time campers
Sleeping under the stars is an unforgettable experience. For some, the thought of camping is a scarier prospect than a visit to the dentist. However, with good advice and preparation, camping is extremely rewarding. There’s something special about embracing the great outdoors; being in touch with nature and enjoying the simple life. And we can […]
The future of retirement won’t be a cliff-edge goodbye to work
Imagine a baby is born in Europe at the very moment you finish this article. That child can expect to live for two minutes longer than one born as you finish this sentence. Increasing lifespans threaten to topple the current pensions model. But, then again, maybe it’s time for a change. Global pension assets now […]
Cheaper alternatives to superfoods
You’ll find no shortage of celebrities endorsing various superfoods all over the world wide web and their social media accounts; which is all well and good until you get a closer look at the price of these super-expensive life enhancers! You don’t need to burn a hole in your wallet to achieve a healthy and […]


