How to have a budget friendly holiday this summer

Published: November 30, 2017

Holidays usually equal good times, but they don’t have to equal big money.  Everyone loves saving a dollar or two, and one place it really pays to stretch your money further is on holidays. After all, the more cost effective your holidays are, the more of them you can afford to have! If you’re still […]

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How to deal with financial stress – nearly 1 in 3 affected

Published: November 30, 2017

See how financial stress is impacting people's physical and mental wellbeing, and what steps you could take to turn things around. Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things1. These were the […]

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Avoid a nasty case of holiday debt lag

Published: November 27, 2017

Enjoy a well-earned vacation without bringing home a mountain of high-interest debt. I do love a catchy new phrase, and this one made me laugh. "Debt lag" is a new one for me. It seems that as Chrissy approaches we plan a holiday, but don’t quite get around to saving for it. So some 2 million […]

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5 considerations before moving into a retirement village

Published: November 27, 2017

It's important you understand how retirement villages work and the type of costs you're likely to come across. Today, around 184,000 Australians call a retirement village home. And, with the country’s senior population only set to increase, the number of people wanting to live in a retirement village is predicted to more than double by […]

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5 ways to stretch your Christmas dollars further

Published: November 13, 2017

How to have a very merry – and affordable – Christmas Christmas should be full of laughter and good cheer, and if you plan wisely, you can also avoid a spartan New Year spent paying off your yuletide spending. With a survey finding that Australian shoppers spend about $10 billion on gifts alone, or $700 […]

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Downsizing is not always the answer

Published: November 13, 2017

If you're pinning your financial hopes on the ability to downsize your home in retirement, you may need to think twice. Many Australians don’t have enough in super to fund a quality retirement, but if you’re pinning your hopes on the value of the family home, it could pay to think again. Downsizing to a smaller place may […]

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Housing affordability down, rental affordability up

Published: November 3, 2017

Despite national figures, there are still windows of opportunity within different Australian states. Aussie home owners are now forking out nearly a third of their annual income to meet average home loan repayments, according to research from the Real Estate Institute of Australia.1 The group said while home loan affordability showed a slight decline in the second […]

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What do Aussies do with their super?

Published: November 2, 2017

Find out where and what retirees are investing in and spending their superannuation money on. A significant number of Aussies are now entering retirement with substantial superannuation balances, after compulsory super contributions for most employees were introduced a quarter of a century ago1. But what are retirees doing with their super money? Are they putting […]

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Technology: An adversary in the fight for 2% inflation

Published: October 30, 2017

It's been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like. Low inflation, it turns out, can be a problem too. Over time, declining or […]

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Estate planning: what’s involved?

Published: October 16, 2017

Make sure you and your money are well looked after. Estate planning is not just about making a will. It’s about deciding how you want to be looked after (both medically and financially), if you can’t make your own decisions later in life. It’s also about documenting how you want your assets to be distributed […]

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