7 tips to spring clean your finances

Published: September 8, 2015

Source: AMP: originally published on 4th September After winter, simple things like opening a window to let in the sunlight can transform your space.  In the same way, shedding light on your finances can give you more control and peace of mind when it comes to money. Spring’s the perfect time to make sure your […]

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Global share markets fall despite sound fundamentals

Published: August 25, 2015

All major share markets have been sold down heavily over recent days. The correction on equity markets has also been accompanied by ongoing falls in the price of commodities and emerging market currencies. Since the beginning of August, Australian shares are down 12%, with losses of 10% to 12% recorded across the United States, Europe […]

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Going undercover

Published: August 19, 2015

First the good news. Millions of Australians gain their life and disability insurance as well as income-protection insurance through their super funds' default cover. And the level of that default cover tends to be much more adequate than a decade ago.  Now the not-so-good news. It can be a costly mistake to assume that your […]

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Explainer: how RBA rate changes affect your interest rate

Published: August 19, 2015

When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]

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Understanding lender’s mortgage insurance

Published: August 16, 2015

You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance.  How lender’s mortgage insurance works When it comes to arranging a home loan, if […]

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Like to work overseas?

Published: August 3, 2015

When it comes to working overseas the options can be endless. You may be considering teaching English in Italy or taking a job that’s very similar to the one you’re doing now, only in New York City! Earn more than just money Where ever you’re planning to go, you could find there’s more to be […]

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Give yourself a gap year in your 40s

Published: August 3, 2015

Gap years are not just for school leavers. You can take one at any age. Some companies even have sabbatical programs that encourage staff to take time out of their jobs to further their education, travel or find other ways to increase their value. There are so many possibilities! Choose your own adventure What will […]

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Couples don’t always agree on everything, including retirement

Published: July 16, 2015

If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met.  Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health or […]

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Making the most of your tax refund

Published: July 16, 2015

And with an average refund for Australian tax payers of $3,630 up for grabs, it’s worth thinking about how you’ll use the money.  Tax Office figures show almost four out of five workers are likely to receive a tax refund, and surprisingly, a poll by the government’s MoneySmart website shows only 16% of people who […]

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Living in the world’s most expensive country

Published: July 9, 2015

Yes, it’s true: according to an annual world consumer price index1 Australia is the most expensive country to live in. These days it’s 12% more expensive than the United States, while India is the cheapest of the 19 countries examined. Sydney and Melbourne rising out of reach A roof over your head is no longer […]

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