The Australian economy – looking beyond the gloom

Published: March 6, 2014

February seemed full of bad news in Australia with layoffs coming from various companies including Toyota, Alcoa and Qantas, unemployment rising to 6% and very poor business investment intentions. And yet, the share market rose 4.2% last month and has had two good years and December quarter GDP growth even perked up a bit. So […]

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Busting the super myths

Published: December 12, 2013

Myth 1 – Super is a type of investment. Wrong. Super is a tax-effective way to save for your retirement. Within super you can invest in different types of investments—or asset classes—with different levels of risk and return. Myth 2 – I have no control over my super. Wrong. Super is your money and, while […]

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The morning after the night before

Published: December 12, 2013

It’s always the same. You’ve hit it too hard over the festive season and come New Year’s Day you feel like a wreck. The physical hangover is the easy bit—pop a vitamin, brew a strong pot of coffee and get some rest. But it’s the emotional and financial hangover that can take longer to shift. […]

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Low rates, high expectations

Published: December 12, 2013

What’s behind the increasing hope about the recovery in non-mining sector growth? The mining boom has largely run its course and there’s been a lot of uncertainty about what that means for the Australian economy, with some predicting a recession. Fortunately, the Reserve Bank has cut interest rates quite aggressively, leading to a pick-up in […]

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Be prepared!

Published: December 12, 2013

The recent bushfires in New South Wales have had a devastating effect, with insurance losses so far estimated at more than $183 million.[1] While loss of life has fortunately been minimal, many people have suffered the loss of their home and priceless memories. By 2020, the annual cost of bushfires is estimated to rise to […]

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Breaking the mould

Published: December 12, 2013

Today’s modern family is almost unrecognisable from traditional households, according to the latest AMP.NATSEM report. 1 Life is more complex, family structures are more varied and the challenges of the modern age are placing ever greater pressure on the way we live. Today’s modern family usually starts with a couple living together before marriage, perhaps […]

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MySuper is coming!

Published: December 12, 2013

The government’s MySuper reforms take effect from 1 January 2014. If you haven’t made an active investment choice about where to invest your retirement savings, your employer will be required to pay your super contributions into a MySuper offering from 1 January 2014. What’s MySuper about? Currently, when you join a super fund, you can […]

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Is it time to downsize?

Published: December 12, 2013

Back in the day, a big house made sense with plenty of room out back for the kids to play in and plenty of room inside for the family to spread out. But now the kids have flown the nest, you may be starting to feel as though you’re rattling around a bit. If it’s […]

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‘Tis the season for gifts

Published: December 12, 2013

If you’ve been looking forward to those year-end celebrations, then organising your gifts—what to give and who to give it to—can’t be too far from your mind.  For the late shopper Been a bit busy these past few weeks to stock up on presents? Technology can help! These apps could help make your shopping experience […]

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New year, new job?

Published: February 27, 2013

Just because you're changing jobs doesn't mean you need to change your superannuation account. But if you start a new job and don’t ask your new employer to make your super guarantee contributions to your existing super account, they may open a new super account for you and make your super guarantee contributions to that […]

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