The neighbourhood-wealth syndrome

Published: November 16, 2015

It could be tagged the neighbourhood-wealth syndrome: when our neighbour spends money on a costly new car or major renovations, some of us may feel an urge to somehow compete with our spending. Falling into the trap of trying to "keep up with the Joneses" – as it always used to be called – can […]

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Get ready for the first year of retirement

Published: November 9, 2015

Will you be a honeymooner, a go-getter or a relaxer? The first year of retirement is one of transition in which you will need to adjust to major changes that can bring big rewards. Some of the changes may include preparing mentally for the shift to not working full-time, adjusting to not getting a regular […]

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Is your growing family stretching your budget?

Published: October 27, 2015

Growing your family can be one of life’s greatest joys, but if you already have one or two children, you’ll understand that raising kids can be costly. To cope financially with having more kids you’ll need to balance your income with the increasing expenses.  Take a long-term view When you understand the costs additional children […]

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Lessons from the scoreboard

Published: October 15, 2015

There are many lessons investors can garner from the sporting world. Keeping score is certainly one. Accountability is another. When it comes to keeping score account balances and performance return figures are both useful measures of either progress or setback. In the funds management world probably the most widely used way of keeping score is […]

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11 ways to avoid a wedding budget blowout

Published: October 15, 2015

For some couples, the most expensive day of their life will be the one when they tie the knot, with around 35% of newlyweds blowing their wedding budget before they walk down the aisle1. So if you’re planning for this special day in your life, you’ll need to work out how to finance it–without spending […]

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How to avoid over-capitalising

Published: October 2, 2015

Put simply, over-capitalising is when the cost of renovations outweighs how much value it will add to a property.  There are plenty of ways to avoid over-capitalising. Start with a valuation So you know exactly what you are working with, your first step should be to get your property valued by a professional. The value […]

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What has history shown us about investing?

Published: October 1, 2015

In view of the recent market ups and downs, if you’re an investor, you might be thinking about pulling out of higher risk investments, such as shares, and transferring them to lower risk investments, like cash or term deposits.  But if you’ve just started your investment journey, you might not be aware of how investments […]

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If you’ve always thought property prices only go up…

Published: September 25, 2015

With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset―including property―it pays to consider the pros and cons, and any commonly held misconceptions. Here we bust 3 property myths. Myth 1: Prices always go up Believing that property always […]

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Are we headed for a global recession?

Published: September 21, 2015

by Michael Collins, Investment Commentator at Fidelity September 2015 Remember the hype about the “super cycle” that justified record commodity prices? The term to describe “higher-for-longer” commodity prices was based largely on ever-climbing demand from the Chinese as the country industrialised. Amid the excitement, commodity prices soared by more than six-fold from 2004 to 2011, […]

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7 tips to spring clean your finances

Published: September 8, 2015

Source: AMP: originally published on 4th September After winter, simple things like opening a window to let in the sunlight can transform your space.  In the same way, shedding light on your finances can give you more control and peace of mind when it comes to money. Spring’s the perfect time to make sure your […]

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