Where do different generations invest their money?

Published: October 16, 2017

An Australian study could reveal some surprises when it comes to the investment preferences of both young and old. If you thought cash savings or investment property were the most popular retail investment choices among Aussies, a recent study by the Australian Securities Exchange (ASX) revealed that it was in fact shares, along with other on-exchange investments*1. The […]

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How to make better investment decisions

Published: October 10, 2017

We tend to take shortcuts when making numerous decisions in our lives, such as choosing a restaurant or when buying a new car. But don't take shortcuts with investment decisions. As a recent Vanguard research paper* observes, a common decision-making shortcut is to use a rating system based on the assumption that past performance will […]

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Why you should have an emergency fund

Published: October 9, 2017

When you're faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially stranded? If you answered yes, you’re not alone. One in five Australians don’t have enough […]

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Money mistakes people in their 20s make

Published: October 9, 2017

See how you can work around common money traps so you've got cash today, tomorrow and in the future. In your 20s, you might be saving for an overseas trip, eyeing a new car, looking for your own pad, or simply trying to keep your wardrobe up-to-date, and have cash left over for Saturday night. […]

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6 tips for managing money and memory loss

Published: October 9, 2017

The potential for memory loss later in life mightn't be a subject you want to broach, but having a contingency plan could go a long way. Memory loss in your later years can be difficult, emotionally as well as financially. That's why having a conversation with your loved ones, or devising a plan early on, […]

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More Aussies retiring later in life

Published: September 20, 2017

Australians have one of the highest life expectancies in the world and forecasts show that’s only going to increase over the next four decades1. To put it into perspective, around 40 years ago, the number of Australians over age 85 was 80,000 and in about another 40 years that number is projected to reach around […]

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Looking after your finances when looking after others

Published: September 13, 2017

There are millions of Australians providing care to an older person or someone with a disability or long term health condition. Looking after ageing parents or unwell family members and friends can be very emotional and stressful. Your day to day routine could change dramatically. It's important to look after yourself and keep an eye […]

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Can I afford to have fun in retirement?

Published: September 11, 2017

If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even helping the kids out with their future financial goals. With many Australians looking at a retirement of 30 years or more, another thing to give some thought to is keeping some money aside for your own […]

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What happens to my finances if I split up with my de facto?

Published: September 11, 2017

If you’ve recently split from your partner or simply wondering what might happen if you do, you’ll need to keep your financial wits about you as a division of assets and debts, whether they’re held separately or together, may be on the cards. Here are some of the things to be aware of when it […]

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Ways to save money without spoiling your social life

Published: September 11, 2017

If you can make your money go the distance, pay day can be a wonderful thing. However, if it means that 48 hours from now you’re likely to be scrounging for shrapnel wondering how you’re going to pay bills and eat for the next fortnight – you might want to rethink how you’re managing your […]

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